System Overview

System Overview

An AI-first mobile banking application leveraging cutting-edge technologies including natural language processing, blockchain, and microservices architecture.

Client Layer

AI-First Mobile App (iOS/Android)

• Native mobile applications built for both iOS and Android platforms

• Seamless user experience with intuitive interface design

• Cross-platform compatibility ensuring consistent functionality

Natural Language Interface

• Voice and text-based interactions with the banking system

• Intuitive command processing for banking operations

• Conversational interface for enhanced user engagement

Admin Dashboard

• Comprehensive administrative interface for system management

• Real-time monitoring and control capabilities

• Business intelligence and analytics tools

Conversational Banking

• AI-powered chat interface for customer support

• Natural language transaction processing

• Personalized financial assistance and recommendations

AI/NLP Engine

Intent Recognition

• Advanced natural language understanding for user requests

• Context-aware command interpretation

• Multi-intent processing for complex banking operations

LLM Integration (GPT-4, Claude)

• Large language model integration for sophisticated conversations

• Advanced reasoning capabilities for financial queries

• Intelligent response generation and problem-solving

Context Management

• Conversation history tracking and analysis

• Contextual awareness for personalized interactions

• Session management across multiple touchpoints

Multi-language Support

• Comprehensive language support for global accessibility

• Real-time translation capabilities

• Localized banking terminology and cultural adaptations

Microservices

User Management Service

• Account creation, modification, and lifecycle management

• User authentication and authorization handling

• Profile management and preferences storage

Transaction Processing

• Real-time payment and transfer processing

• Transaction validation and verification

• Historical transaction management and reporting

Payment Gateway Integration

• Multiple payment method support

• Third-party payment processor integration

• Secure payment routing and processing

KYC/Compliance Service

• Automated Know Your Customer verification

• Regulatory compliance monitoring and reporting

• Anti-money laundering (AML) checks and documentation

Blockchain

Arbitrum L3 Processing

• Layer 3 blockchain infrastructure built on Arbitrum Orbit

• High-throughput transaction processing

• Cost-effective blockchain operations

Smart Contract Execution

• Automated contract deployment and management

• Decentralized application (DApp) integration

• Programmable financial instruments and services

L2 Batch Posting

• Efficient batch processing to Layer 2 networks

• Optimized gas usage and transaction costs

• Scalable blockchain interaction management

Immutable Transaction Log

• Permanent record of all financial transactions

• Cryptographically secured transaction history

• Audit trail and compliance documentation

Integrations

Sumsub - KYC/AML

• Identity verification and document authentication

• Automated compliance screening and monitoring

• Risk assessment and fraud prevention

HiFi - Payment Processing

• Fiat currency on-ramp and off-ramp services

• Traditional banking integration

• Currency exchange and conversion services

Oracle Fusion - Accounting

• Enterprise resource planning integration

• Financial reporting and accounting automation

• Business process management and optimization

AWS Services Suite

• Cloud infrastructure and computing services

• Scalable storage and database solutions

• Security and compliance tools integration

Security

JWT Authentication

• Secure token-based authentication system

• Session management and access control

• API security and authorization handling

End-to-End Encryption

• Data encryption in transit and at rest

• Cryptographic protection for sensitive information

• Secure communication channels throughout the system

AWS WAF Protection

• Web Application Firewall for threat protection

• DDoS attack mitigation and prevention

• Real-time security monitoring and alerting

Biometric Authentication

• Fingerprint and facial recognition integration

• Multi-factor authentication support

• Advanced user verification and access control

Key Features

• Conversational banking with AI-powered natural language understanding

• Natural language processing for intuitive banking interactions

• Voice and text-based transaction capabilities

• Intelligent financial assistance and guidance

• Blockchain-backed transaction integrity and transparency

• Immutable transaction records on Layer 3 blockchain

• Transparent and verifiable financial operations

• Decentralized trust and security mechanisms

• Scalable microservices architecture on AWS

• Cloud-native design for global scalability

• Fault-tolerant and resilient system architecture

• Auto-scaling capabilities for varying demand

• Enterprise-grade security and compliance

• Bank-level security protocols and standards

• Regulatory compliance automation

• Comprehensive audit trails and monitoring

• Real-time transaction processing with L3/L2 blockchain

• Instant transaction settlement and confirmation

• Low-cost blockchain operations

• High-throughput processing capabilities