table-cells-column-unlockSystemic Qualities

Systemic Qualities

Overview

Buburuza operates as a licensed digital platform offering integrated finance, wallet services (fiat and cryptocurrency), and blockchain infrastructure. This documentation outlines the systemic qualities implemented across our regulated financial and blockchain platform.

Platform Scope

  • Buburuza Bank: Core banking services with full regulatory compliance

  • Buburuza Wallet: Multi-asset wallet supporting both fiat currencies and cryptocurrencies with institutional-grade custody

  • Blockchain Infrastructure: Arbitrum-based Layer 3 settlement infrastructure with dedicated nodes, indexers, and RPC services

Our architecture ensures financial-grade availability and operational resilience across all services. The system is designed with clear separation between core banking systems, wallet payments, and blockchain settlement layers to contain blast radius and meet stringent regulatory requirements for customer fund safety.

Key Achievements

  • 99.99% availability SLA with zero tolerance for custody-related failures

  • High-throughput wallet infrastructure supporting 10,000+ TPS with financial abuse prevention

  • RPO of 15 minutes and RTO of 1 hour with separate recovery paths for fiat and crypto ledgers

  • Multi-region deployment compliant with data residency requirements across all jurisdictions

  • Real-time monitoring with 50+ financial and blockchain-specific KPIs


Strategic Architecture

Architecture Strategy

Buburuza's architecture employs cloud-native infrastructure on AWS with explicit separation of concerns between banking, wallet, and blockchain layers. This design ensures regulatory compliance, operational resilience, and clear blast radius containment.

Core Banking Systems

  • Traditional banking services (accounts, transfers, loans) with strict regulatory compliance

  • Separate database and compute infrastructure from wallet services

  • Integration with payment partners (Hi-fi, Bridge, card networks) with dedicated failover

Wallet & Payment Layer

  • Fiat and crypto wallet services with separate ledgers

  • High-throughput transaction processing with rate limiting and throttling for abuse prevention

  • Dedicated custody infrastructure isolated from operational systems

Blockchain Infrastructure Layer

  • Arbitrum/Ethereum full and archive nodes for settlement and verification

  • RPC endpoints with burst capacity for read-heavy blockchain queries

  • Layer 3 sequencer infrastructure (Orbit-based) for optimized settlement

  • Smart contract infrastructure with automated audit and deployment pipelines


Scalability Strategy

Separate scaling strategies are implemented for different workload types to ensure optimal performance and cost efficiency:

Wallet Transaction Scaling (High TPS)

  • Horizontal auto-scaling supporting 10,000+ TPS during peak periods

  • Write-optimized database sharding with read replicas for balance queries

  • Rate limiting per user/account to prevent financial abuse and API exhaustion

  • Queue-based asynchronous processing for non-critical operations

Blockchain RPC Burst Traffic

  • Auto-scaling RPC nodes to handle 10x traffic spikes during network congestion

  • Multi-tier caching (CloudFront, Redis) for frequently accessed blockchain data

  • Intelligent query routing between full, archive, and light nodes

Compliance Workloads (KYC/AML Batch Jobs)

  • Dedicated compute for batch processing isolated from real-time services

  • Scheduled scaling for daily/weekly compliance reports

  • Spot instances for cost optimization on non-critical batch workloads


High Availability

Financial-grade availability is achieved through redundancy at every critical layer with explicit focus on custody and transaction signing services:

  • Multi-AZ Deployment: All services across 3+ Availability Zones with active-active configuration

  • Blockchain RPC Endpoints: Load-balanced across multiple node providers with automatic failover

  • No Single Point of Failure: Custody systems, signing layers, and key access fully redundant


Disaster Recovery

Our DR strategy includes separate recovery paths for fiat, crypto, and blockchain infrastructure to meet regulatory requirements:

Fiat Ledger Recovery

  • Point-in-time recovery with 5-minute granularity

  • Cross-region replication to DR region with continuous sync

  • Banking regulator-approved backup retention (7 years)

Crypto Ledger Recovery

  • Separate backup strategy with blockchain verification

  • Re-sync capability from blockchain for transaction verification

Blockchain Data Recovery

  • Archive node snapshots for rapid restore (vs full re-sync)

  • Indexer state backups with replay capability

  • Multi-region RPC infrastructure with automatic failover

Regulatory DR Expectations

  • RTO: 1 hour for customer-facing services

  • RPO: 15 minutes for fiat transactions, near-zero for blockchain settlement

  • DR Drills: Quarterly exercises with banking regulators and payment partners (Hi-fi, Bridge)


Technology Stack

Component
Technology & Configuration

Compute

Amazon ECS Fargate for banking/wallet services, EC2 for blockchain nodes with high computing capacity

Database

Aurora PostgreSQL (Multi-AZ) for banking, sharded Aurora for wallet ledger, separate fiat/crypto

Blockchain Nodes

Buburuza full nodes (3x), Orbit L3 sequencer (HA pair)

Wallet Custody

AWS CloudHSM + Fireblocks MPC, 3-of-3 signing threshold, geographic distribution

Indexing

The Graph subgraphs for token transfers, custom indexers for wallet history

Caching

ElastiCache Redis (Multi-AZ) for wallet balances, CloudFront for RPC caching

Load Balancing

NLB for blockchain RPC with weighted routing

Secrets Management

AWS KMS for application secrets, HSM boundary for signing keys, Secrets Manager rotation

Monitoring

CloudWatch + Datadog for infrastructure, custom dashboards for wallet/blockchain metrics

Security

WAF with banking-specific rules, Shield Advanced, IAM least privilege, SOC 2 Type II compliant


Auto-Scaling Configuration

Wallet API Bursts

  • Scale-out at 70% CPU

  • Maximum 10 instances

  • 10,000 TPS protection limit

RPC Traffic Spikes

  • Scale-out at 80% CPU or 1000 req/sec

  • Maximum 10 nodes

  • Cache-first routing

Compliance Batch Jobs

  • Scheduled scaling for daily KYC/AML processing

Financial Safety

  • Max TPS rate limiting enforced at API gateway to prevent abuse and system overload


Cloud Provider Selection

AWS Advantages for Buburuza

Factor
Advantage
Importance

Regulator Acceptance

Trusted by banks with compliance-first approach

Critical

Data Residency

Regions in all required jurisdictions (us-east-1, eu-central-1)

Critical

Auditability

CloudTrail, Config, and audit logs meet SOC 2, PCI-DSS, ISO 27001 requirements

High

Financial Services

Proven by major banks (Capital One, Goldman Sachs), HSM support for custody

High

Financial & Regulatory Rationale

Managed Services for Auditability: AWS managed services (Aurora, ECS, HSM) provide comprehensive audit trails and automated compliance reporting required by banking regulators. All infrastructure changes are tracked, versioned, and auditable.

Region Selection for Data Residency: Primary regions selected based on regulatory requirements: us-east-1 (US operations), eu-central-1 (GDPR compliance).


Metrics & Monitoring

Key Performance Indicators

Metric
Description
Target
Current

Service Availability

Banking & wallet uptime

99.99%

99.997%

Wallet Balance Consistency

Ledger accuracy across replicas

100%

100%

Transaction Finality Time

Blockchain settlement confirmation

< 2 min

1.2 min

Failed Signing Attempts

HSM/MPC signing failures

< 0.01%

0.003%

Blockchain Re-org Detection

Time to detect chain reorganization

< 30 sec

12 sec

KYC/AML Processing Time

Compliance check completion SLA

< 4 hours

5 min


Risk Management

Financial & Blockchain Risks

Risk
Impact
Mitigation & Detection
Probability
Severity

Private Key Compromise

Unauthorized access to customer crypto assets

MPC 3-of-3 threshold, HSM isolation, anomaly detection for unusual signing patterns

Very Low

Critical

Smart Contract Failure

Funds locked or lost in contract bug

Multi-audit process (Trail of Bits, OpenZeppelin), formal verification, upgrade mechanisms

Low

Critical

Blockchain Congestion

Transaction delays, high gas fees

Dynamic gas pricing, L2/L3 fallback, batch processing, user notification system

Medium

Medium

Oracle Failure

Incorrect price feeds affecting trading

Multiple oracle sources (Chainlink, API3), deviation thresholds, circuit breakers

Low

High

Regulatory Partner Failure

Hi-fi, Bridge or payment rail outage

Multiple payment partners, failover routing, manual reconciliation procedures

Medium

High


Testing & Validation

Financial Services Testing

Smart Contract Audits: All production contracts audited by OpenZeppelin, formal verification for critical components, quarterly re-audits

Wallet Signing Failure Simulations: Monthly chaos engineering tests including HSM unavailability, MPC threshold failures, network partitions

Blockchain Congestion Tests: Simulated 10x gas price increases, mempool saturation, sustained 50-block congestion scenarios

RPC Failover Tests: Automated failover validation between node providers, sub-second detection and routing

Regulatory DR Drills: Quarterly coordinated exercises with banking regulators, Hi-fi/Bridge integration partners, documented RTO/RPO compliance

Load Testing Results

Scenario
Load
Response Time
Result

Wallet Transactions

10,000 TPS

142ms p95

PASS

RPC Burst Traffic

10x baseline

285ms p95

PASS

Signing Service HA

2 HSM failure

0 downtime

PASS

DR Failover (Bank)

Region failure

52 min RTO

PASS

DR Failover (Wallet)

Ledger corruption

38 min RTO

PASS


Summary

Buburuza's regulated financial and blockchain infrastructure represents a comprehensive approach to operating a digital bank with integrated cryptocurrency services across multiple jurisdictions. The architecture prioritizes customer fund safety, regulatory compliance, and operational resilience above all other concerns.

Key Achievements

  • Customer Funds Safety: Zero incidents of unauthorized access, 100% ledger consistency across all systems

  • Regulatory Readiness: Ready for production-grade regulatory compliance banking platform

  • Operational Resilience: 99.997% availability, validated RTO/RPO compliance, comprehensive disaster recovery capabilities

  • Blockchain Integration: Institutional-grade custody, high-throughput settlement, smart contract security

  • Separation of Concerns: Banking, wallet, and blockchain systems are architecturally isolated to contain blast radius

Continuous Improvement

Buburuza maintains an active program of quarterly security audits, monthly DR drills, and continuous monitoring of systemic quality metrics. All infrastructure changes undergo rigorous review and testing before deployment to production.

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